Commercial Auto

Commercial vehicles and industries we insure

We offer customizable commercial auto insurance solutions for your clients.

Get a quote

Submitting business is as easy as pie

Fleet submission worksheet

Supplemental questionnaire

Partner portal

Easy submission in the portal.

Underwriting guidelines

Understand our appetite.

Top industries for commercial auto insurance:

Artisan contractors

Service and repair

Construction

Janitorial

Landscaping

Professional services

Types of fleet vehicles we cover:

Pickup trucks
Cargo vans
SUVs
Box trucks
Flatbed trucks
Dump trucks (landscapers and contractors only)

Vehicles we do not insure:

Trucks greater than 26k gross vehicle weight rating
16+ passenger capacity or paratransit vehicles
Emergency use vehicles (with lights/sirens)
Military-type vehicles or those not licensed for on-road
Kit cars or gray market vehicles
Cargo requiring placard
Recreational vehicles or golf carts
Vehicles with permanent specialized equipment with value >25% of vehicle (e.g. lifts/cranes)

Business classes we do not insure:

New venture operations
Passenger transportation (for-hire or not)
For-hire transportation
Dirt, sand, and gravel, logging, waste and other high hazard for-hire use classes
Towing or roadside assistance operations
Residential in-home delivery (including food delivery)
Couriers and other package delivery (e.g. Amazon/FedEx contractors)
Driving schools
State or federal filings
Any operation requiring BMC-91, MCS-90, Form E, Cargo, or any other similar filing

Need a hand?

Our dedicated commercial auto insurance team is available to quickly help you.

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“Ford Pro Insure” is a brand of commercial auto policies issued by The American Road Insurance Company (“TARIC”) (NAIC 19631), an admitted insurance carrier and subsidiary of Ford Motor Company and Ford Credit. Ford Pro Insure policies are sold and administered by Pie Insurance Services, Inc. (“Pie Insurance”), a licensed insurance producer and non-affiliate of TARIC. (Licenses available at pieinsurance.com/legal/). Information provided is subject to Pie’s and TARIC’s privacy policies (pieinsurance.com/privacy and fordpro.com/privacy). Not available in all states and situations. Coverage subject to policy terms and conditions.