Please note: the following article was developed for educational purposes only and covers a wide variety of general workplace safety concerns and considerations, some not relevant to workers’ compensation coverage.
From skunks to chickens to robots, there is truly a wild west range of workplace accidents that can occur.
We recently conducted a comprehensive workplace safety survey of 1,034 small business owners as defined by companies with 1-500 employees. The survey revealed a slew of small business safety concerns and insights like unforeseen hazards, the most common injury types and more.
But something that also stood out was the breadth of incidents that can occur when we asked business owners to tell us about their most unique injury claims they’ve ever experienced.
Fifty percent of small businesses cited having at least one injury in the past 5 years, and while many of them experienced common injuries like slips and falls (16%) and cuts, we also found that accidents aren’t always typical and they come in all shapes, sizes and in the case of the skunk: bites.
One small business had to file a claim after a bird flew into a worker's face, breaking their nose while they were on the roof of a house.
A restaurant owner shared that one of his cooks dipped their hand into hot caramel and got second-degree burns.
Another business owner reported filing a claim because a baby skunk nipped one of their employees.
Another business owner’s employee broke their foot frantically running away from a spider.
In an even more bizarre case, a small business reported an injury where a robotic arm, while being operated by an employee to check its grasping ability, grabbed her and inflicted trauma to her chest.
In the small business world, safety sometimes takes a back seat among the countless number of priorities but as we discovered, anything can happen. However, neglecting workplace safety can lead to unfortunate consequences for both employees and the business.
In fact, the Centers for Disease Control and Prevention states that small businesses tend to have higher rates of injuries than their larger counterparts. It’s crucial to protect the well-being of employees and ensure the prosperity of the business.
Small businesses can help prevent some workplace accidents through a proactive approach. While impossible to eliminate all risks, especially when caused by unpredictable animals and robots, here are some suggested steps small businesses can take to safeguard themselves from those more common pitfalls:
Not all accidents are created equal or can be predicted but by prioritizing safety, small businesses can protect employees and their own livelihoods.
There’s no surefire way to prevent workplace accidents, but choosing Pie Insurance puts you in a great position when they do happen.
Pie Insurance commissioned Yougov PLC to conduct the survey. All figures, unless otherwise stated, are from YouGov Plc. Total sample size was 1034 US small business owners, as defined by companies with 1-500 employees. Fieldwork was undertaken between 19th - 27th February 2024. The survey was carried out online.
Thanks for reading! This content is intended for educational purposes only and does not imply coverage under workers’ compensation or other insurance offered through Pie Insurance Services, Inc. Please consult an agent or attorney for any questions regarding applicability of insurance coverage in all circumstances.